Texas Housing Insight: Nov 2025 Home Sales & Trends
Texas Housing Insight: Nov 2025 Home Sales & Trends
Published: February 05, 2026
Understanding the Texas Real Estate Landscape: An Analysis of November 2025 Market Data
An Analysis of the Texas Housing Market Based on Late 2025 Data
Recent reports summarizing the Texas real estate market for late 2025 provide critical data for home buyers, sellers, and investors. This analysis examines the key findings published in early 2026, focusing on data from sources like the Texas Real Estate Research Center at Texas A&M University. Our goal is to provide a clear, factual interpretation of these trends, offering unbiased context to help Texans make informed decisions. We will explore statewide metrics on home sales, pricing, inventory, and interest rates, and place them within the larger context of regional variations and essential Texas-specific regulations.
Key Statewide Trends from November 2025
Data reflecting the state of the Texas housing market in November 2025 points toward a continued normalization phase. The market is moving away from the overheated conditions of previous years and settling into a more balanced and sustainable pattern.
The primary claims from late 2025 data focus on four areas: home sales volume, median home prices, housing inventory, and the impact of prevailing mortgage interest rates.
Verified Market Performance
Home Sales Volume: According to data from the Texas Real Estate Research Center, November 2025 saw a seasonal decrease in single-family home sales, a typical pattern as the holiday season approaches. However, when adjusted for seasonality, the sales volume indicates a market that is stabilizing rather than declining sharply. Year-over-year comparisons show that sales figures are more aligned with pre-pandemic historical averages, suggesting a return to predictable market cycles.
Median Home Price: The statewide median home price experienced modest year-over-year growth. The rapid, double-digit appreciation seen in 2021 and 2022 has subsided. In November 2025, price growth was in the low single digits, a pace considered more sustainable for long-term market health. This moderation in price gains is a direct result of increased inventory and higher borrowing costs.
Housing Inventory and New Listings: One of the most significant trends was the continued increase in the months of inventory. Statewide, inventory levels rose to approximately 3.8 months. While this is still below the 6-to-6.5 months generally considered a balanced market, it represents a substantial improvement in choice for buyers compared to the sub-2-month inventory levels of the recent past. An increase in new listings contributed directly to this trend, as more homeowners decided to sell.
Mortgage Interest Rates: Throughout the fourth quarter of 2025, mortgage rates, as reported by Freddie Mac, remained a dominant factor influencing affordability. Rates fluctuating in the 6.5 percent to 7 percent range for a 30-year fixed mortgage have tempered buyer demand and contributed to the slowdown in price appreciation.
A Deeper Look: Regional Differences and Critical Context
While statewide data provides a useful overview, the Texas real estate market is not monolithic. Conditions vary significantly across its major metropolitan areas. Understanding these local nuances is essential for any real estate decision.
Dallas-Fort Worth (DFW): The DFW market showed resilience with strong demand tied to continued corporate relocations and job growth. While price growth moderated, the area’s diverse economy helped sustain sales activity. Inventory in popular suburban submarkets remained tighter than the state average.
Houston: The Houston market, with its historically more affordable price point, experienced steady activity. The energy sector's stability played a role in consumer confidence. Data from the Houston Association of Realtors (HAR) confirmed the trend of rising inventory, providing buyers with greater negotiating power than in previous years.
Austin: The Austin-Round Rock MSA continued its market correction. After a period of extraordinary price escalation, Austin saw the most significant moderation in home prices among the major metros. Inventory levels in the Austin area were higher than the state average, officially shifting conditions to be more favorable for buyers.
San Antonio: The San Antonio market remained one of the most affordable among large Texas cities. It saw steady demand, particularly from first-time homebuyers and military-affiliated personnel, although activity was still constrained by mortgage rates.
Essential Texas-Specific Considerations for Buyers and Sellers
Beyond market data, understanding the legal and financial framework in Texas is crucial.
Property Tax Realities: Texas has no state income tax, and as a result, local governments rely heavily on property taxes to fund schools, roads, and emergency services. Property values are assessed annually by county appraisal districts. Homeowners have the right to protest their property's assessed value if they believe it is inaccurate. It is critical for potential buyers to research the property tax rates in their target county and city, as this will be a significant component of their monthly housing costs. Homeowners should also ensure they have filed for all applicable exemptions, such as the homestead exemption, which can lower their tax burden.
Seller's Disclosure Requirements: Under the Texas Property Code Sec. 5.008, sellers of single-family residential properties are required to provide buyers with a Seller’s Disclosure Notice. This legal document requires the seller to disclose their knowledge of the property's condition, including any defects, past repairs, or known issues with systems like plumbing, electrical, and the foundation. Buyers should review this document carefully, but it is not a substitute for an independent professional home inspection.
The Option Period: Most residential real estate contracts in Texas, which are typically standardized forms promulgated by the Texas Real Estate Commission (TREC), include a provision for an "option period." For a nominal fee, the buyer purchases the unrestricted right to terminate the contract for any reason within a negotiated number of days. This critical period allows the buyer to conduct due diligence, including inspections and obtaining repair estimates, before committing to the purchase.
Conclusion: A Market in Transition
The housing data from late 2025 confirms that the Texas real estate market is in a period of significant transition. The era of rapid price growth and intense bidding wars has given way to a more balanced environment characterized by moderating prices, rising inventory, and greater buyer leverage.
For sellers, this means that strategic pricing and property presentation are more important than ever. For buyers, the current market offers more choices and the potential for negotiation, but affordability remains a challenge due to interest rates and high property taxes.
Making an informed decision in this complex landscape requires a commitment to analyzing objective, verified information. Texans should rely on primary data sources such as the Texas Real Estate Research Center, local MLS reports, and official government resources like TREC to gain a true understanding of the market and their rights and obligations within it.
Sources: 1. Texas Real Estate Research Center at Texas A&M University 2. Texas Property Code, Section 5.008 3. Freddie Mac Primary Mortgage Market Survey 4. Texas Real Estate Commission (TREC)
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